If you hold a civil judgment against a defendant in New York, your ability to collect depends on three things: knowing where the defendant lives today, knowing what they own that’s leviable under New York law, and knowing how long you have to act.

VerdictIntel runs all three. Licensed in New York. Court-admissible reports. Senior investigator review on every case.

New York judgment law at a glance

• Judgment duration: 20 years initial term.
• Renewal: Money judgments enforceable for 20 years; real-property liens for 10 years, renewable.
• Post-judgment interest: 9% per year (statutory).
• Wage garnishment: Income execution: 10% of gross income or surplus over 30× federal minimum wage. CPLR Article 52 governs enforcement.
• Homestead exemption: $170K–$179K depending on county (downstate counties higher).
• Courts of original jurisdiction: Supreme Court (general) or County Court.

What this means for your case

New York’s 9% statutory interest is among the highest, making older judgments grow substantially. CPLR Article 52 provides robust enforcement tools, including restraining notices that freeze defendant accounts on service.

Our services in New York

• Defendant Locate — current address, phone, email, known associates. From $49 flat. 24–48 hour turnaround.
• Standard Asset Search — comprehensive in-state report. From $247 flat. 5–7 business days.
• Skip Tracing — multi-source location work for evasive defendants.
• Judgment Monitoring — quarterly surveillance to flag changes in the defendant’s financial picture.

How to get started

Submit a case through the form on our home page or call 346-396-2500. A senior investigator will respond within one business hour during business days.

This page provides general information about New York judgment-enforcement law and is not legal advice. State law changes; verify current statutes with counsel before relying on this summary. VerdictIntel is an investigative agency, not a law firm.